Auto & EV Tools

Used Car Total Cost Calculator

Estimate used-car ownership cost over time from purchase and fees, insurance, maintenance, energy and expected resale.

Used Car Total Cost Calculator

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Results

Estimated total ownership cost

24,900 $

Average cost per year

6,225 $/year

Estimated monthly cost

518.75 $/month

Worked example

A $18,000 used car with $900 fees, $1,200 insurance, $1,000 maintenance and $1,800 annual fuel over four years, then sold for $10,000, costs an estimated $24,900 total.

Assumptions and limits

Indicative model using the same annual running costs throughout ownership. Unexpected repairs, financing, taxes, parking, depreciation and changes in fuel prices are not included unless you add them yourself.

Frequently asked questions

What is the total cost of owning a used car?

The estimate adds purchase price and upfront fees, recurring costs for the chosen period, and subtracts expected resale value. It does not predict repairs or future market prices.